A credit card offer for those with less than perfect credit!* This is a credit card - not a debit or

The following are the top credit cards and prepaid debit cards for consumers with a bad credit history. In addition to offering a quick online application process, the credit card products below may be able to help build, rebuild or re-establish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits.
Checking Account Required* This is a credit card - not a debit or prepaid card* Reports your credit history to the major Consumer Reporting Agencies* If approved, pay your $95 Processing Fee to open your account and access your available credit* Apply for a credit card today - Get a response today!* Click here for application, terms, and details.
Confidential online application process* Reports to the major Consumer Reporting Agencies* If approved, pay your Processing Fee to open your account and access your $300 credit limit* Click here for application, terms, and details.
You may be able to rebuild your credit if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors. * Once your account is open, you may have the chance to personalize your credit card* If approved, pay your $95 Processing Fee to open your account and access your $300 credit limit* Get a credit card response in seconds!* Click here for application, terms, and details.
A good choice for those with less than perfect credit. * We may approve you when other issuers will not* This is a credit card, not a debit card or prepaid card* Credit card responses in 60 seconds or less* Monthly reporting to major Consumer Reporting Agencies. Apply now!* Click here for application, terms, and details.
Similar to a checking account with a Visa prepaid card* Save up to $220 compared with other cards, the first year alone!* 100% approval with no credit check and no activation fee.* $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).* Free Direct Deposit from employers or government benefits providers* Deposit cash at 50,000 retailers.* Write personal checks online: easy to pay rent or other bills.* Earn 1,500 cash back reward points for you first direct deposit load.* Optional companion card available, as if you had a joint checking.* Click here for application, terms, and details.
No issuance fee online* No credit check or bank account required* No overdraft fees* No minimum balance required* Free Direct Deposit* $10 bonus with qualifying Direct Deposit (for a limited time only)* Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs* Click here for application, terms, and details.
$0 Monthly Fee* 100% Guaranteed Approval* - No Credit Check* No Minimum Balance* Free Direct Deposit and Online Bill Payment* Now with Purchase Rewards* Perfect for Occasional Usage* Click here for application, terms, and details.
$0 Activation Online - with no credit check* Access over 18,000 MoneyPass® ATMs* Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)* No Monthly fee for any month with at least 30 purchases* No Transaction fees on US purchases* No overdraft fees* No Minimum balance required* Click here for application, terms, and details.
A credit card offer for those with less than perfect credit!* This is a credit card - not a debit or prepaid card* Reports your credit history to the major Consumer Reporting Agencies* Just click it! Responses in 60 seconds* Click here for application, terms, and details.
Overcoming bad credit can be a difficult task to undertake by yourself, with so many credit bureaus to deal with and details on your credit reports to sort through. That's where a proven service like Lexington Law comes in. With an
Remember that shiny new credit card you got in the mail shortly after you turned 18? After a few trips to the mall and your local Starbucks, that little piece of plastic had you deep in debt and unable to keep up with... Read More
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Explore our website to find more resources, tips, and offers for people with bad credit. If you have a suggestion for an addition or improvement to our site, please send it to us and we will work to get it added.
We also encourage visitors to learn more about personal finance issues from these excellent sources: Wikipedia for the history of credit; CreditCards.org for the latest news in Credit Cards ; and the Federal Reserve for background on credit regulations and legislation.
Indicates that a loan or credit card issuer will share an account holder's payment history with a credit bureau, an agency that collects such data to assess an individual's credit worthiness and ability to pay back a loan or credit line.
A type of credit card that is backed by a deposit account owned by the cardholder. The cardholder must typically deposit 100% or more of the credit line desired. The cardholder receives the full deposit amount back (plus interest in many cases) when the credit card is either upgraded to an unsecured card or canceled.