пятница, 1 февраля 2013 г.
There are quite a few differences between insurance coverage from Mexico and insurance from the Uni
Whether or not your car insurance covers you renting a car in Mexico all depends on what insurance carrier you have. Some of the larger insurance companies will offer some type of insurance if you rent a car in Mexico, but there are some restrictions.
Whether traveling to Mexico on business or for pleasure, it is important to contact your insurance carrier disney cruise panama canal to determine whether or not you have coverage. Traditionally, car insurance policies do not cover you and your car if you travel outside of the United States borders.
Some auto policies do, however, cover you for a certain amount of miles inside Mexico. Usually, the distances allowed by the auto insurance companies do not extend much past the borders. If they do, it will not cover more than 20 miles.
Allstate , for example, provides coverage for limited driving in Mexico, but there are restrictions. First you cannot drive further than 75 miles from any United States border, and second, you must only be in Mexico for 10 days or less. You should contact your insurance company and determine what, if any, coverage you have while driving in Mexico.
According to the United States disney cruise panama canal Department of State , insurance companies are not required to cover their customers in Mexico. If you are planning on traveling to Mexico, you must be prepared to purchase some type of Mexican liability coverage for auto insurance. This company must be licensed by the Mexican government to sell auto insurance.
If you get in a car accident disney cruise panama canal in Mexico, you must either be able to pay for all the damages or have insurance to cover all of the damages. If you do not have the money to pay for the damage after an accident in Mexico, you can be held in prison and not be allowed re-entry into the United States until everything is paid for.
However, to avoid any situation where you can be jailed in another country, simply purchase Mexican auto insurance. There are several disney cruise panama canal insurance agents along the United Sates border that sell auto insurance that covers you while driving in Mexico.
When purchasing auto insurance in Mexico, you are only required to carry comprehensive insurance to cover the damages to other vehicles or other individuals. However, it is recommended that you also purchase collision insurance, to protect your vehicle as well.
There are quite a few differences between insurance disney cruise panama canal coverage from Mexico and insurance from the United States. For example, Mexican insurance will most likely not coverage small claims that result from vandalism or a minor fender bender.
This is different from the United States where all individuals are innocent until proven guilty. Because of this, it is highly disney cruise panama canal recommended that you purchase additional coverage that would cover any legal or bond fees. In addition, it is also very important to immediately contact the American consulate if you are in an accident.
Information such as your dates of travel and where you are going, as well as the name and phone number of the agent and insurance company disney cruise panama canal that is covering you while you are in Mexico should be given to your United States-based auto insurance company.
In addition disney cruise panama canal to purchasing insurance at an insurance disney cruise panama canal broker near the border, there are also some companies that offer online Mexican car insurance . It is best to compare rates between companies if possible, disney cruise panama canal and make sure the coverage has everything you need. In most cases, you can even get your insurance coverage quickly and receive instant proof of insurance.
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