While to many around the world, the levels of coverage may seem adequate for a temporary visitor, th

The J1 Visa is probably one of the most well known visa types for students to come to the USA to work and study. Introduced in 1961, it has grown in popularity to become one of the primary ways students can participant toyota car rentalin miami in Work and Travel programs, Au Pair programs, Internships and all the other J1 Visa Categories. For more detailed information about the J1 visa, please visit our very comprehensive section  explaining all the main details about this visa type.
Of course there are many different requirements that need to be met in order to qualify for the J1 Visa, but one of the requirements of the visa is that the participant holds an insurance policy that will cover their medical expenses during their time in the USA. Set in 1993, the requirements were as follows:
While to many around the world, the levels of coverage may seem adequate for a temporary visitor, the USA medical system is the most expensive in the world. $50,000 does not actually go very far if you are hospitalized, and so there have been calls to increase these limits to protect toyota car rentalin miami students.
On the 6th October 2014, the US Department of State issued a final rule that would make a number of changes to the way the J1 Visa program is run, and as part of that the levels toyota car rentalin miami of insurance coverage were changed to:
The main changes are to the levels toyota car rentalin miami of coverage, up to $100,000 for medical benefits, up to $25,000 for repatriation of remains, up to $50,000 for medical evacuation, and the inclusion of more rating agencies. The main changes have all be highlighted in red.
Update:  These new levels of coverage will come into effect on May 15th 2015, so any participants who are in the USA on a J1 Visa on this date will need to meet these new requirements. For more detailed information toyota car rentalin miami about the J1 Visa, please be sure to visit our visa section covering all the main aspects of the visa:
Ross is the Vice President of International Student Insurance, toyota car rentalin miami with over 12 years experience in the international education arena. A graduate from the Nottingham Trent University in the UK with a First in BSc (Hons) Business and Technology, Ross has lived all around the world including LA, New York, Boston, London, Hong Kong, Florida and Germany.
I am currently in the USA and will stay here until August. Does this mean my travel date is past May 15th? Or do the new J1 Visa insurance requirements only apply when you start travelling with a J1 after May the 15th? I am wondering toyota car rentalin miami if I should change my insurance plan.
Update we have been given guidance from the State Department now that tells us the new insurance requirements will apply to all J visa holders, regardless of when you entered the USA, so please make sure you adjust your coverage and purchase a new plan accordingly.
My sister arrived in the USA in January and will stay until December, 2015 as a visiting scholar. She was required to get a health insurance plan for the entire toyota car rentalin miami period of her stay, that is, one year under the old coverage requirements. And she did it. But now the school International Office contacted her saying she needs to meet the new requirement or leave the country. So, she is really worried about it because she s in the beginning of her research and leaving now would be a disaster.
Anyway, I have read your blog and the previous replies and I understood the changes do not affect those who arrived before May 2015. Am I right? What would you recommend my sister do to tell the office that her status is ok since she arrived in the country before the changes?
Hi Juliana we have received further guidance from the US State Department that has informed us that they are requiring all J1 visa holders to comply with the new levels of coverage, toyota car rentalin miami regardless toyota car rentalin miami of when they entered the USA. I am sorry, but your sister will need to purchase a new insurance plan to meet the new requirements. I hope that helps!
My son met this girl from Brazil . I don t know what kind of visa she came with , she said she came to study English . She got sick and she went to the ER. She said that she goes t have insurance , but my question is is she having any minimal medical insurance that came with the visa or what can she do? Thank you !
Ross trying to get on to a camp America scheme this summer need to arrange my own medical insurance because of existing medical condition. Finding it difficult to find a policy that is geared up for these new J1 visa conditions especially the hike in repatriation of remains to $25,000. I am travelling on May 23rd. Any ideas on finding an insurance toyota car rentalin miami provider who will meet these criteria preferably UK based/endorsed. I have tried many and the max I can get on the repatriation of remains issue is £5K. I guess there will be many of us scrabbling around for this but looks like the insurance companies have not woken up to this yet. I fear I may have to cancel as running out of time.
Most plans should cover you for repatriation, all our plans will work for you if you would like to consider those. The problem toyota car rentalin miami is going to be the pre-existing condition benefit you need, as the J1 visa is a short term visa and short term insurance plans do not typically cover pre-existing conditions. Our Atlas travel does not cover pre-existing conditions but does include acute onset of a pre-existing condition will that work for you?
Yes, with our plans you can obtain a visa letter which confirms the level of coverage. You will get this automatically in your student zone once you have applied for coverage. toyota car rentalin miami If you need anything toyota car rentalin miami else, please just email us at info@internationalstudentinsurance.com and we will be happy to provide you with whatever you need.
Hi Cassandra we would recommend that you purchase toyota car rentalin miami coverage that meets the new requirements for your entire stay, so in short yes we understand that you will need to meet the new requirements in this instance.
I am one of the internal medicine residents about to start 3rd and final year of residency. Last time I entered united states was may 18th, 2014.I have 2 kids one was born last year and one this year. Will I be required to change the insurance plan according to new changes ? It looks like i have to pay 500 dollars + for the next year. Please toyota car rentalin miami let me know how to negotiate this with my employer.
I´m confused. Why the web page of US Department of State related to J1 visa is still showing the insurance requirements set in 1993? Why there is not any warning about the changes? In addition, the University where I am enrolled gave me printed information with the 1993 requirements.
Hi Dave the new requirements do not actually come into effect until May 15th 2015, so that could be why the State Department website has not been updated. You can however see the Federal toyota car rentalin miami Register entry by the Department of State that shows the new requirements: