Reverse mortgages allow homeowners who are 62 or older to receive money from lenders by borrowing ag

Some of the ads boasted official-looking seals, logos or abbreviations that made it look as if they were affiliated with the Department of Veterans Affairs, the Federal Housing Administration or the Department of Housing and Urban Development.
The Federal southwest airlines airfares Trade Commission and the Consumer Financial Protection Bureau said Monday they had opened 19 investigations after a joint sweep of more than 800 ads. They also issued 32 warning letters to lenders and brokers.
southwest airlines airfares Misrepresentations in advertising for mortgage products pose a significant risk of harm to consumers because they can confuse and mislead consumers when they are making one of the biggest southwest airlines airfares financial transactions of their lives, said Kent Markus, the consumer bureau s assistant southwest airlines airfares director of enforcement. Those problems can be particularly significant for veterans and older Americans.
Regulators reviewed mortgage ads in newspapers, direct mail and on the Internet including on Facebook for violations southwest airlines airfares of the 2011 Mortgage southwest airlines airfares Acts and Practices Advertising Rule, which prohibits unfair or misleading advertising for any mortgage-credit product, from costs and payments southwest airlines airfares to interest rates and fees. Advertisers southwest airlines airfares that violate the rule could face fines.
Some of the ads boasted official-looking seals, logos or abbreviations that made it look as if they were affiliated with the Department of Veterans Affairs, the Federal southwest airlines airfares Housing Administration or the Department of Housing and Urban Development, regulators said.
Other ads offered fixed low rates without southwest airlines airfares disclosing the true terms of the loans, or contained mock checks that misled consumers into thinking they had been preapproved to receive specific amounts of money if they refinanced southwest airlines airfares their homes or took out reverse mortgages, regulators said.
Reverse mortgages allow homeowners who are 62 or older to receive money from lenders by borrowing against the equity in their homes. They are popular with older or retired homeowners because the arrangement allows them to stay in their homes and receive monthly payments or lump sums.
It s good news that they are watching and looking into things southwest airlines airfares and hopefully stopping them before they become southwest airlines airfares endemic, especially because so often these kinds of predatory products are targeted at military personnel southwest airlines airfares and the elderly, said Kathleen Day, a spokeswoman for the Center for Responsible Lending, a nonprofit group based in Durham, N.C.
Misleading advertising has been a problem in the mortgage industry for decades, southwest airlines airfares said Don Frommeyer, the president of the Association of Mortgage Professionals, a trade association headquartered in Plano, Texas.
They need to clean it up because there s too much confusion, Frommeyer said. When all is said and done, it should get back to a mortgage loan is a mortgage loan is a mortgage loan, and everybody should be licensed and have to follow the same rules.

With Microryza, research is no longer limited to universities. “It turns everyone with a credit card

A handful airline mile credit card of us TechCrunch writers are here in Mountain airline mile credit card View, California at the Computer History Museum, where the 47 startups that made up YC's Winter 2012 class are set to pitch to a room filled with tech investors, executives, and press (as you'll see from our co-bylined posts, covering YC Demo Day is a group effort.)
This is the 16th ever Demo Day being put on by YC, and this class is notably smaller than the past two startup classes to graduate out of the program -- 66 startups graduated from YC's Winter 2012 class, and 75 startups graduated out of Summer 2012.
Alexia Tsotsis is the co-editor of TechCrunch. She attended the University of Southern California in Los Angeles, airline mile credit card CA, majoring in Writing and Art, and moved to New York City shortly after graduation to work in the media industry.
Anthony Ha is a writer at TechCrunch, where he covers media, advertising, and random startups. Previously, he worked as a staff tech writer at Adweek, a senior editor at the tech blog VentureBeat, and a local government reporter at the Hollister Free Lance, where he won awards from the California Newspaper Publishers Association for breaking news coverage and writing.... Learn More
A handful of us TechCrunch writers are here in Mountain View, Calif, at the Computer History Museum , where the 47 startups that made up YC s Winter 2012 class are set to pitch to a room filled with tech investors, executives and press (as you ll see from our co-bylined posts, airline mile credit card covering YC Demo Day is a group effort.)
This is the 16th ever Demo Day being put on by YC, and this class is notably smaller than the past two startup classes to graduate airline mile credit card out of the program 66 startups graduated from YC s Winter 2012 class , and 84 startups graduated out of Summer 2012 .
Kicking airline mile credit card off the event with onstage remarks, Y Combinator founder Paul Graham said that he feels like the contracted size of this class means that there are essentially no weak startups in the bunch which will make it more competitive for the investors on hand. All of YC s Winter 2013 companies are in the process of raising equity funding, aside from one company that is a non-profit , which is looking for donations. All the founders will be adhering to the recently airline mile credit card composed Handshake Protocol when negotiating investments on-site, he said.
As always, TechCrunch will be on hand with full Demo Day coverage. Not all of these startups are ready for publicity so some are presenting their apps on an "off the record" basis but we ll be covering all the on the record pitches in a series of posts. You can also check out our picks for the  top seven startups from Demo Day,  and our thought piece on a  leaner, stronger, more modest Y Combinator .
Wevorce offers a system for handling divorces that attempts to avoid the pain and cost of going to court. It covers six broad steps — divorce planning, co-parent planning, a parenting agreement, financial mapping, financial agreements, and divorce settlement. Its service is a combination of divorce professionals and online tools.
Designed to be the DOS of drones, Airware airline mile credit card is building an app development platform for unmanned aircraft. While drones have historically been expensive and predominantly for military use, they're getting cheaper, smaller, and used for commerical purposes airline mile credit card like search and rescue, infrastructure inspections, airline mile credit card open air mining operations, and much more. While other companies are building the software that handles the basics of keeping a drone in the air, Airware s platform is for designing apps that tell drones where to fly and what to do. It works with a drone s sensors, navigation, and communication systems to help developers create powerful apps. Airware expects to have 20 customers and $4 million in revenue in 2013. The fact is that drones are going to change a lot of businesses, but the technology's application creates a big barrier to entry. Airware airline mile credit card could help businesses fly right into drone tech.
Flightcar is a car-sharing startup that is specifically focused on travel around airports. Car owners drive to the Flightcar location that s five minutes away from a given airport, airline mile credit card drop off their cars and get black car service to their flights. With Flightcar, airline mile credit card owners are guaranteed free parking, a free car wash, curbside pickup and dropoff and even make make money if the car is rented. From the rentals airline mile credit card side of the business, Flightcar airline mile credit card is the cheapest car rental agency at SFO. Launched 10 weeks ago, the startup has seen 450 rentals of over 220 vehicles since launch airline mile credit card it s seeing 10 percent week-on-week growth in revenue, and it s currently making airline mile credit card $12,000 in revenue in just a week. Seventy-five percent of the cars parked at Flightcar have been rented so far. The founders see the market as a combination of the $11 billion a year rental market and $5 billion airline mile credit card a year airport parking market. "A huge opportunity," they said. Read our earlier coverage of FlightCar here .
There's a big hole in the spreadsheet market. There's easy, but weak Excel on the low end, and powerful but complicated MatLab and SPSS on the high end. Fivetran wants to combine airline mile credit card professional functionality with consumer-level accessibility to create the spreadsheet for the big data era. Fivetran's founder explained that once upon a time, there were typists, but now everyone does their own word processing. He believes that though today there are data scientists, everyone will eventually work with data themselves, and Fivetran could be their tool. For more info, read our launch story for Fivetran .
Thalmic Labs is developing the MYO, a device for gesture airline mile credit card controls — it's an armband instead of a camera. airline mile credit card The limitation with camera-based systems like the Kinect is that you have to perform a limited set of gestures in a fixed space. The company is pitching this as a "once in a generation" shift in human-computer interfaces. You can read more TechCrunch coverage of Thalmic and the MYO here and here .
CircuitLab makes browser-based circuit design airline mile credit card tools, airline mile credit card aiming to replace the painful DOS-era tools still being used by electrical airline mile credit card engineers. Already CircuitLab says it has become a de facto standard of where people talk about circuits online according to its founders "a tool that stays with you for decades."
The founders estimate their market to be $500 million, because of CircuitLabs' influence over which components the developers using the platform choose and targeting companies airline mile credit card like Nintendo who compete to sell parts. They describe the product as "Adwords inside an engineering tool." Upstream of the supply chain, the startup is seeing 15 percent week over week growth, with 80,000 airline mile credit card users since its launch a year ago. Read our previous coverage of CircuitLab here .
SimplyInsured describes itself airline mile credit card as the Kayak for health insurance. The company says that the process normally goes through a health insurance broker, and thanks airline mile credit card to the involvement of paper, phone calls and faxes, it can take two to three days to get a quote. airline mile credit card Plus, it says that thanks to Obamacare's reduction in commissions, there are 20 million policies that can no longer be served by traditional brokers.
With SimplyInsured, you don't need a broker. You just go online and get side-by-side comparisons of all the major providers. The company has been seeing 60 percent monthly growth in recurring revenue for the past six months.
airline mile credit card Zaranga airline mile credit card wants to bring demand-based dynamic pricing to the vacation rentals market. It wants to do what Airbnb did to Craigslist, but to incumbent vacation rental-by-owner site VRBO. Zaranga addresses the special needs of property managers including special integration, custom terms and conditions, and variable pricing to make sure they get the highest rate possible. The site's listings are nearly doubling each month. The Airbnb for model might seem a bit tired, but there's still unused inventory in plenty of verticals. So while Silicon Valley might want something fresh, it doesn't mean Zaranga won't succeed. Check out our launch airline mile credit card story for more info on Zaranga.
Microryza is essentially airline mile credit card a Kickstarter for academic research, hoping to fund "the long tail of ideas, according to its founders. Over the past five weeks the platform has doubled week over week in projects submitted, and already researchers from Stanford and Harvard have used Microryza to fund projects instead of getting grants. Coming up with the idea after difficulties getting grants for research around a treatment for Anthrax, the founders highlighted some notable projects raising money on the platform, including a project aiming airline mile credit card to kill sperm with the cancer gene and around cannibalism in the Tyrannosaurus. The startup has also already seen some notoriety, having been one of the top stories on Reddit airline mile credit card and even garnering a quote from Bill Gates: "This solution helps close the gap for potentially promising airline mile credit card but unfunded projects."
airline mile credit card With Microryza, research is no longer limited to universities. "It turns everyone with a credit card card into a modern day patron of science," the founder said. Read our launch coverage of Microryza here .
BuildZoom connects contractors with remodeling jobs. The goal, the company says, is to build "a national remodeling brand." It also claims to offer more contractor listings than other sites (for example it has 20,138 airline mile credit card contractor listings in San Francisco) and to offer deeper information in those listings. It started by pulling government listings on licensed contractors, and is now supplementing its information with data from the Better airline mile credit card Business Bureau airline mile credit card too.
When a developer's app performance suffers, so does their wallet. They want to know immediately if something's wrong. Errplane is a real-time application monitoring system that alerts developers via email, airline mile credit card text, or chat when the performance of their app degrades. It's been rapidly signing airline mile credit card up customers, moving some to paid services, and 38 of the 300 that signed up in the week since its public launch already have Errplane deployed for their apps. That underlines how easy it is to

The plaintiffs here advance two theories for recovery under G. L. c. 93A, § 9. First, they argue tha

MARSHALL, C.J. We consider in this case whether two consumers who rented worldpoker tour motor vehicles from the defendants, Enterprise Rent-A-Car Company of Boston, Inc., and Enterprise worldpoker tour Rent-A-Car Company worldpoker tour (collectively Enterprise), have stated a claim under G. L. c. 93A, § 9 (1), which permits an action by any person who has been injured worldpoker tour by another s unfair or deceptive act or practice. The rental customers contend that the collision damage waiver provision (CDW) in Enterprise s form rental contract violated G. L. c. 93A, because its terms failed to comply
with the requirements of G. L. c. 90, § 32E 1/2 , which regulates collision damage waivers in private passenger automobile rental agreements. [FN3] In the alternative, the plaintiffs argue that the CDW was sufficiently worldpoker tour unfair or deceptive as to violate Chapter 93A, irrespective of § 32E 1/2.
We conclude that, because the CDW did not cause the plaintiffs to suffer any loss, they have failed to satisfy the causation requirement of the injury provision of G. L. c. 93A, § 9 (1); proving a causal worldpoker tour connection between a deceptive act and a loss to the consumer is an essential predicate for recovery under our consumer protection statute. worldpoker tour We affirm the order of a judge in the Superior Court granting worldpoker tour summary judgment for the defendants, albeit worldpoker tour for different worldpoker tour reasons. [FN4]
1. Facts. The essential facts are not disputed. Enterprise is a national consumer automobile worldpoker tour rental company. On February worldpoker tour 3, 2001, Barry Hershenow entered into a contract for a one-day rental of a motor vehicle at Enterprise s West Newton branch. *792 The rental charge was $14.99. [FN5] Hershenow purchased optional collision damage waiver protection for an additional $14.99. In general terms, when a customer worldpoker tour purchases CDW, the rental company agrees to waive claims against the customer for any damage to the car during the rental period. Hershenow admits that his rental automobile was not involved in a collision nor otherwise damaged during the rental period.
On July 13, 2001, Dana Beaumier rented an automobile for three days at Enterprise s Somerville branch. The rental charge was $80. Beaumier too opted for CDW protection, at an additional cost to her of $47.97. Beaumier also admits that the automobile she rented was not damaged during worldpoker tour the rental period.
@ If Owner offers and Renter agrees to pay an additional fee for DAMAGE WAIVER, renter is relieved of any deductible on renter s policy, and an additional amount, the total of renter s deductible and the additional amount worldpoker tour will not exceed $1,000.00 . . . . Damage Waiver does not apply if the car is stolen, or if renter or driver fails to or refuses worldpoker tour to make a report of damages worldpoker tour to police or other lawful authorities, or to cover tire chain damages. A violation worldpoker tour of any provision of this agreement invalidates Damage Waiver (emphasis added).
worldpoker tour Pursuant to this last sentence, a violation of any provision of the Enterprise rental contract would purportedly cancel the CDW. This provision is contrary to the requirements worldpoker tour of G. L. c. 90, § 32E 1/2 , which permits rental companies to cancel worldpoker tour *793 CDW only as specifically listed in the statute. See § 32E 1/2 (C) (5). [FN7] Additionally, as applied to the CDW, many restrictions that Enterprise imposed on the use of its vehicles were inconsistent with other provisions of § 32E 1/2 . For example, § 32E 1/2 (C) (5) (e), permits CDW exclusion for damage incurred while an authorized driver is driving outside the United States or Canada, unless expressly authorized in the rental agreement, but Enterprise s form contract provided for exclusion if the vehicle was driven outside Massachusetts without Enterprise s written consent. See note 6, supra, (subsection [f]). [FN8] Enterprise characterizes its contract provisions that are contrary worldpoker tour to the Massachusetts statute as a mistake.
On November 21, 2001, the plaintiffs wrote to Enterprise pursuant to G. L. c. 93A, § 9, on their own behalf and on behalf of a class of other Massachusetts renters whom they sought to represent. [FN9] The letter demanded that Enterprise cease including the illegal CDW exclusions in future rental contracts, cease relying on those exclusions to deny CDW protection, and refund all CDW payments to each purported class member, with interest. worldpoker tour Enterprise responded that the contracts complied with G. L. c. 90, § 32E 1/2 . It nonetheless agreed to modify its rental agreements and remove the challenged language that a violation of any provision of this agreement invalidates Damage Waiver. They noted that the automobiles at issue had sustained no damage. Thus, asserted Enterprise, even if its CDW provision contained impermissible exclusions, the only customers who could have been injured would have been those who damaged *794 the rented cars and against whom Enterprise refused to waive its claims based on a reason not allowed [under Massachusetts law].
On November 21, 2001, the plaintiffs also filed this action in the Superior Court. Before the issue of class certification was addressed, Enterprise moved for judgment on the pleadings and for summary judgment. Mass. R. Civ. P. 12 (c), 365 Mass. 754 (1974). Mass. R. Civ. P. 56, 365 Mass. 824 (1974). The plaintiffs worldpoker tour also moved for summary judgment. A judge in the Superior Court ruled in favor of Enterprise on both motions, and judgment entered on August worldpoker tour 6, 2003. [FN10] The judge concluded that no private right of action worldpoker tour exists under G. L. c. 90, § 32E 1/2 , and that there is no right to bring a separate action for any violation of that statute under G. L. c. 93A. He entered judgment on the pleadings for the defendants. The judge also entered summary judgment for the defendants because there is no claim for private right of action under [G. L. c. 90, § 32E 1/2 ] or under [G. L. c. 93A], noting that he was not ruling on the merits of the motion. The plaintiffs appealed. We transferred the case here on our own motion.
2. Discussion. As noted, the Superior Court judge did not rule on the merits of Enterprise s motion for summary judgment. The judge did not, however, exclude any of the evidence submitted by Enterprise in support of the motion that was beyond the pleadings, and the amended judgment states that the judge considered the pleadings, depositions, answers to interrogatories, admissions, worldpoker tour and affidavits. We therefore consider the entire record on appeal. Mass. R. Civ. P. 12 (c). We will sustain the judge s ruling entering judgment for Enterprise if it is sound on any ground established in the record. Aetna Cas. Sur. Co. v. Continental Cas. Co., 413 Mass. 730, 734-735 (1992).
The plaintiffs here advance two theories for recovery under G. L. c. 93A, § 9. First, worldpoker tour they argue that Enterprise s violation of G. L. c. 90, § 32E 1/2 , constituted a per se violation of G. L. c. 93A, § 9. In support of this argument, they point to 940 *795 Code Mass. Regs. § 3.16 (3) (1993), worldpoker tour which provides that an act or practice worldpoker tour is a violation of § 2 of G. L. c. 93A, if it fails to comply with consumer protection statutes, rules, regulations, worldpoker tour or laws. [FN11] Second, they contend that Enterprise s CDW was unfair and deceptive within worldpoker tour the meaning of G. L. c. 93A, independent of any noncompliance with G. L. c. 90, § 32E 1/2 . [FN12]
Before we turn to the plaintiffs arguments, we address the defendants predicate argument that a violation of G. L. c. 90, § 32E 1/2 , may not be enforced in a private action under G. L. c. 93A. [FN13] The defendants maintain that, because G. L. c. 90, § 32E 1/2 (E), provides worldpoker tour for civil fines and a public enforcement action brought worldpoker tour by the Commonwealth, private relief for violations of that statute is not available. The plaintiffs counter that the absence of a private
We do not perceive a conflict between the two statutory schemes, nor do we perceive any clearly expressed legislative intent that G. L. c. 90, § 32E 1/2 , displace entirely any existing private remedies for deceptive practices concerning collision damage waivers in private passenger automobile rental agreements. Section 32E 1/2 was enacted in 1990, one year after a report by the National Association of Attorneys General (NAAG) detailed worldpoker tour nationwide abuses in the car rental industry, including the industry s use of high pressure sales tactics to *796 persuade consumers to purchase collision damage waivers. See Final Report and Recommendations of the National Association of Attorneys General worldpoker tour Task Force on the Car Rental Industry Advertising and Practices, 56 Antitrust Trade Reg. Rep. S-1, S-3, S-5, S-15 (Special Supp. Mar. 16, 1989). NAAG reported that some rental companies had sold damage waivers that were so unreasonably restricted as to be worthless, and that [c]ar rental contracts [were] not a useful source of information on either the extent of the consumer s liability or CDW. Id. at S-14. NAAG recommended that State Legislatures enact statutes to address these abuses. The Massachusetts Legislature promptly did so. [FN14] These events lead us to conclude that the Legislature s intent was to supplement, not curtail, existing consumer protections.
We infer that the absence of a private right of action in the 1990 legislation stemmed from the Legislature s knowledge that such a consumer right of action already existed pursuant to [G. L.] c. 93A, § 9, rather than from a desire to bar such actions. Dodd v. Commercial Union Ins. Co., 373 Mass. 72, 77 (1977) (G. L. c. 176D, which prohibits unfair or deceptive acts in the insurance industry, did not exclude application of G. L. c. 93A). See Ciardi v. F. Hoffmann-La Roche, Ltd., 436 Mass. 53 (2002) (Antitrust Act, G. L. c. 93, §§ 1-14A, did not infringe on scope of G. L. c. 93A). Contrast Cabot Corp. v. Baddour, 394 Mass. 720, 722-723, 725 (1985) (Uniform Securities Act intended to provide comprehensive regulation of securities field, and distinguishing Dodd v. Commercial Union Ins. Co., supra, where absence of private actions established that insurance field not comprehensively regulated); Reiter Oldsmobile, Inc. v. General *797

A word of caution to everyone, who intends to rent Dollar/Thrifty cars in Germany. Dollar/Thrifty us

A word of caution to everyone, who intends to rent Dollar/Thrifty southwest airlines fun fares cars in Germany. Dollar/Thrifty uses a licensee in Germany with very dubious, misleading, deceptive and fraudulent business practices. When you order the car on the Dollar or Thrifty website, you will receive the usual confirmation, which breaks down the rental cost in its subcomponents such as airport fees, VAT, road tax etc. Nothing was mentioned southwest airlines fun fares of a mandatory insurance premium southwest airlines fun fares of 20 ($28) per day. For every car I ever rented anywhere in the world, the credit card paid for the insurance premium. My AMEX Gold card specifically mentioned this coverage. It was the counter agent at the airport, who insisted on another 400.- ($560.-) southwest airlines fun fares insurance premium. It is highly immoral to spring this surprise on customer who just arrived on a sleepless trans-Atlantic overnight southwest airlines fun fares flight. It made this car the most expensive car I ever rented.
In addition, southwest airlines fun fares the car had no air conditioning and when I started southwest airlines fun fares phoning the agency on the 0700 number supplied on the rental agreement, I was constantly put on hold and transferred to other agents and found out later, why. The 0700 is not toll free number, but costs appr 1.- ($1.35) per minute. Should you be in the unfortunate position to have to call the agency for help, use their German direct dial number 0203-348-5422. It will still be a long-distance call, but infinitely cheaper than the 0700 number. I spent an additional $50 in calling the agency for help, which I never got. I drove around southwest airlines fun fares in an oven for 3 weeks with temperatures of over 30C (85F). It later turned out that the connecting hoses for the A/C were missing.
Kemwel and Autoeurope indicate that one can have the CDW carried by the credit card. Next time you might want to use these brokers to get a sense of what is available in terms of rates and coverage, and then see if the individual rental companies will give you a better break.
Every car rental company accepts the credit card for insurance coverage. I have rented dozens of cars in Europe and never paid an extra insurance premium. Dollar's business practices are fraudulent and deceptive, as the rental confirmation does NOT include any amount for mandated insurance. Only at the rental counter do they spring this surprise on the overtired trans-Atlantic travelers. It is the height of evil do do this to travelers.
In a prior year's rental from Dollar, the rental agent tried the same trick on me. I had a reservation southwest airlines fun fares with confirmed total cost and without warning, the agent added insurance southwest airlines fun fares coverage to my bill. I walked away and the lady called me back and made me an "offer I could not refuse": an upgrade to a Mercedes, if I agree to a 100 Euro insurance premium. I accepted this, as I paid for an upgrade and not for insurance. It seems to be the practice of Dollar agents to extract as much money as possible for unsuspecting cutomers, southwest airlines fun fares but they back off if you walk away. A devious and immoral business practice. Terstappen, the Dollar agent in Germany, ought to be ashamed to put this on customers.

I m sure you understand the skepticism on my part, given the current state of the rental industry. I

You don t have to read this site every day to know that fraudulent car rental damages are a big problem, at least as far as customers are concerned. If you re a car rental agency, you might call it something different, ranging from no problem to profit center.
But at least one car rental company says it s on our side. It s Bandago , a San Francisco company that specializes in van rentals. After I wrote a story about the problem of fraudulent claims for Auto Rental News, a trade magazine, last year, I got an unexpected call from its CEO, Sharky Laguana.
I have been giving this issue a lot of thought lately, he said. My company has started sending out the email below whenever we find damage on our rental vehicles. I was hoping to get your feedback. Does this look fair and reasonable to you? Any suggestions you might make?
This email is to let you know that damage was located on the vehicle you returned to Bandago. Right now our understanding is that the following new damage was located on your vehicle upon its return:
We are very careful with all damage claims, and every claim is reviewed multiple times at different monthly car rental singapore points by different people. We will compare pictures taken at both the start and end of the rental, look at the rental agreement, review any accident report forms, and of course welcome any feedback or information you may have about this damage.
Damage is not a profit center for us (it is a significant monthly car rental singapore expense!) and there is no point in the process where we experience a net gain. We value our relationship with our clients, and will be completely transparent with you at every step of the process, about what we are doing and why.
5. Please note, in cases where the damage is purely cosmetic, we may have to delay getting an estimate in favor of honoring our existing reservations. Because we specialize in long term rentals, monthly car rental singapore this can result in significant delays upon occasion. However, we will always thoroughly document the damage in question with photographs before the vehicle leaves our possession.
6. Once we have determined the amount required monthly car rental singapore to complete repairs you will have the option to pay our out-of-pocket costs for repair (i.e. exactly what the repair shop bills us), plus loss of use (as allowed by law) if the vehicle will be in the shop for more than a day or two. Or, at your option, you may ask us to bill your insurance company.
8. Due to the extra time, expense, and labor involved in settling a claim with insurance companies, our claim will be for all losses monthly car rental singapore we are legally entitled to depending on the state the rental started in (this can include tow, repair, administrative fees, loss of use, diminishment of value, etc.).
9. Please keep in mind that you may still be responsible for the insurance deductible, as well as any expenses not covered monthly car rental singapore by your insurance policy. Some insurance companies have exclusions in their policies for administrative fees, loss of use, etc. These costs can be significant. We advise checking with your insurance company before telling us to pursue the claim with them.
We know no one is happy about being responsible for damage. On the other hand, we hope you understand that there is no way we can stay in business if we are forced to absorb all the expense of damage caused by our renters. At all times we will do our best to make sure the final resolution is fair to all parties.
Bandago refers to this notification as a customer bill of rights, but I think it s more of a disclosure form that addresses some of a driver s fears about the damage claim process. Either way, I think it s an important step toward fixing this problem.
I ve been giving this issue some thought, too. I m a big believer in preventive medicine, and the consumer advocate in me says that sending out a notice that says damages were discovered after you returned the vehicle should be unnecessary. Any problems should be identified when you return monthly car rental singapore the car.
What would you do if you received the email from Bandago? Personally, I think it s refreshingly honest and I might feel a little bit better about the claims process. monthly car rental singapore The company should be commended for trying to fix a chronic car rental industry problem.
I don t really see a way to stop after-hours dropoffs. Many of our clients are leaving the country and have planes to catch or other itineraries they need to stick to. Having staff available 24 hours a day 7 days a week at each of our locations would be wonderful, but doesn t come close to making fiscal sense. The vast majority of our damage claims are not even disputed, we are just trying to figure out how to communicate the process as quickly and transparently as possible and prevent people from being surprised weeks or months later.
I m not sure why excessive dirt in the same paragraph as damage would discredit all my other points. But I think you might not be familiar with just how dirty a vehicle can get. Here s one that came back just a week or two ago:
I completely get that customers want to walk off the lot, and if they were not confronted about damage monthly car rental singapore be confident that they are free and clear. But what a lot of honest people have difficulty understanding is that not everyone is honest. So if you walk off the lot, and then an hour later we discover the front bumper is held on by plastic zip ties (don t laugh true story), well, that doesn t seem right does it? And what s to stop somebody from dropping a vehicle off and then going out of their way to avoid any interaction with employees at all? We have had that happen too. We shouldn t be obligated to play hide and seek with the customer, right?
Full and careful inspections on the spot are ideal. But not every customer wants to stick around (planes to catch, meetings to go to). Then what? And what if the customer goes out of their way to avoid our employees? Is the burden on us to find and catch the customer before they can skip town?
Full and careful inspections on the spot are ideal. But not every customer wants to stick around (planes to catch, meetings to go to). Then what? And what if the customer goes out of their way to avoid our employees? Is the burden on us to find and catch the customer before they can skip town?
I know what you re saying about customers running out the door too quickly. Perhaps, there can be an option of: Hang around an extra 5 minutes while we inspect the vehicle and you will never hear from us again, monthly car rental singapore or, Leave in a hurry but then you have to take our word for it if we find something. But I know if I were in a hurry, that wouldn t really be OK with me either.
I know what you re saying about customers running out the door too quickly. Perhaps, there can be an option of: Hang around an extra 5 minutes while we inspect the vehicle and you will never hear from us again, or, Leave in a hurry but then you have to take our word for it if we find something. But I know if I were in a hurry, that wouldn t really be OK with me either.
I looked up my old company after writing that. It hasn t operated since 2003. The BBB now shows no rating, has me classified as the wrong type of business, has a big bold banner that says that it is not accredited, and has a big red banner saying an alert has been issued for my business and when I click it, it says that anyone with a complaint should consider legal action. monthly car rental singapore It also lists my full name, and my companies old address. I called them and asked that they remove my name and address, and they told me they can t as their website is a matter of public record. Per Chris s advice on calling, I will now e-mail them to create a paper trail.
I looked up my old company after writing that. It hasn t operated since 2003. The BBB now shows no rating, has me classified as the wrong type of business, has a big bold banner that says that it is not accredited, and has a big red banner saying an alert has been issued for my business and when I click it, it says that anyone with a complaint should consider legal action. It also lists my full name, and my companies old address. I called them and asked that they remove my name and address, and they told me they can t as their website is a matter of public record. Per Chris s advice monthly car rental singapore on calling, I will now e-mail them to create a paper trail.
I m sure you understand the skepticism on my part, given the current state of the rental industry. I didn t say the pessimist was right, but I simply don t trust any company in the industry. I certainly applaud the sentiment and hope it s fully carried out, however.
I m sure you understand the skepticism on my part, given the current state of the rental industry. I didn t say the pessimist was right, but I simply don t trust any company in the industry. I certainly applaud the sentiment and hope it s fully carried out, however.
Hrmm. Well this is where great intentions monthly car rental singapore runs into existing monthly car rental singapore law. In many states (including California) the price for a CDW is capped by law. So I can t charge any more for a $33k van than I would for a $13k Chevrolet Spark. I m capped at $15/day either way, despite the fact that the van is not only more than twice as expensive, but also far more likely to be in a collision due to its size. Likewise the law specifically says coverage is optional and not mandatory.
I don t know of any part of our business that enjoys 80% margins. It s tough for me to tell if CDW is profitable. monthly car rental singapore I have a suspicion it is not. Our accounting doesn t discriminate between expenses for body repairs that were covered under CDW and expenses for body repairs that were not covered under CDW. I can tell you that CDW revenue +payments from insurance companies equals roughly 15% of what we spend on maintenance and repairs, not all of which is damage related. This does not factor in any reductions in vehicle resale price due to damage. So it s complicated.
If we game this out you can see the challenge: monthly car rental singapore I can t charge more than $15/day. So if you rent a van for one day and do $20,000 of damage (had one of those just last week!), I no

When we receive your application we will contact you and provide further information about the volun

Home Projects Destinations Search by Map All projects Short Projects Combinations Xmas volunteering Belize Caribbean Children's Home Caribbean Reef Conservation Caribbean Wildlife Centre Cambodia Bear Rescue Orphanage Community projects Ghana Building Child Care Filming and Photography Sports hotels in brussels near shuman station Coaching Teaching Nepal Child Care Sports Coaching Teaching Volunteering Experience Peru Amazon conservation Orphanage Community Projects South Africa Big 5 Wildlife Conservation Cheetah Reintroduction Child Care Elephant hotels in brussels near shuman station Care Research Horse Rehabilitation Monkey Rescue Thailand Dog and Cat Care Elephant Care Marine conservation Orphanage Summer English Camp Teach English Wildlife Rescue Vietnam Orphanage Type of Volunteering Animals Caribbean hotels in brussels near shuman station Wildlife Centre - Belize Bear Rescue - Cambodia Big 5 Wildlife Conservation - South Africa Cheetah Reintroduction - South Africa Elephant Care - South Africa Horse Rehabiliation - South Africa Monkey Rescue hotels in brussels near shuman station - South Africa Dog Cat Care - Thailand Elephant Care - Thailand Wildlife Rescue - Thailand Conservation Caribbean Reef Conservation - Belize Amazon Conservation - Peru Big 5 Wildlife Conservation - South Africa Marine Conservation - Thailand Community Development Building - Ghana Filming Photography - Ghana Sports Coaching - Ghana Sports Coaching - Nepal Child Care and Orphanages Caribbean Children's Home - Belize Orphanage Community - Cambodia Child Care - Ghana Child Care - Nepal Volunteering Experience - Nepal Orphanage Community - Peru Child Care - South Africa Orphanage - Thailand Orphanage - Vietnam Teaching Teaching community work - Ghana Teaching - Nepal Summer English Camp - Thailand Teach on a Tropical Island - Thailand Teaching English Bangkok - Thailand Orphanage - Vietnam Corporate, Charities, hotels in brussels near shuman station Groups Family volunteering Career hotels in brussels near shuman station Breaks Gap Year Summer Mini Gaps Working Holiday School trips Summer expeditions Field Trips Dive expedition Why PoD? Volunteer Reviews Animal volunteer reviews Caribbean Wildlife Centre - Belize Bear Rescue - Cambodia Big 5 Wildlife Conservation - South Africa Cheetah hotels in brussels near shuman station Reintroduction - South Africa Elephant Care - South Africa Horse Rehabilitation - South Africa Monkey Rescue - South Africa Dog Cat Care - Thailand Elephant Care - Thailand Wildlife Rescue - Thailand Conservation volunteer hotels in brussels near shuman station reviews Caribbean Reef Conservation - Belize Amazon hotels in brussels near shuman station Conservation - Peru Marine Conservation - Thailand Community volunteer reviews Community Projects - Ghana Child Care volunteer reviews Caribbean Children's Home - Belize Orphanage Community Projects - Cambodia Child Care, Sports Teaching - Nepal Orphanage Community Projects - Peru Child Care - South Africa Orphanage - Thailand Orphanage - Vietnam Teaching volunteer reviews Summer English Camp - Thailand Teaching English Bangkok - Thailand Teaching English hotels in brussels near shuman station Tropical Island - Thailand Organisations we work with Apply Now FAQs Applying About the placement Costs, fundraising and payment Travel and medical information Fundraising News About us Why PoD? Where the money goes PoD Charity Responsible Travel Policy hotels in brussels near shuman station Health Safety Meet the team Jobs at PoD PoD Rep Scheme Contact
Home Projects Destinations Search by Map All projects Short Projects Combinations Belize Caribbean Children's Home Caribbean Reef Conservation Caribbean Wildlife Centre Cambodia Bear Rescue Orphanage Community Teaching Ghana Building Child Care Filming and Photography Sports Coaching Teaching Nepal Child Care Sports Coaching Teaching Volunteering Experience Peru Amazon conservation Orphanage South Africa Big 5 Wildlife Conservation Cheetah Reintroduction Child Care Elephant Care Research Horse Rehabilitation Monkey Rescue Thailand Dog and Cat Care Elephant Care Marine conservation Orphanage Summer English Camp Teach English Teach in Tropical Schools Teach on an Island Teaching English Bangkok Wildlife Rescue Vietnam Orphanage Type of Volunteering Animals Caribbean Wildlife Centre - Belize Bear Rescue - Cambodia Big 5 Wildlife Conservation - South Africa Cheetah Reintroduction - South Africa Elephant Care - South Africa Horse Rehabiliation - South Africa Monkey Rescue - South Africa Dog Cat Care - Thailand Elephant Care - Thailand Wildlife Rescue - Thailand Conservation Caribbean Reef Conservation - Belize Amazon Conservation - Peru Big 5 Wildlife Conservation - South Africa Marine Conservation - Thailand Community Development Building - Ghana Filming Photography - Ghana Sports Coaching - Ghana Sports Coaching - Nepal Child Care and Orphanages Caribbean Children's Home - Belize Orphanage Community - Cambodia Child Care - Ghana Child Care - Nepal Volunteering Experience - Nepal Orphanage - Peru Child Care - South Africa Orphanage - Thailand Orphanage - Vietnam Teaching Orphanage Community Teaching - Cambodia hotels in brussels near shuman station Teaching community work - Ghana Teaching - Nepal Summer English Camp - Thailand Teach in Tropical Schools - Thailand Teach on an Island - Thailand Teaching English Bangkok - Thailand Orphanage - Vietnam Corporate, Charities, Groups Family volunteering Career Breaks hotels in brussels near shuman station Gap Year Summer Mini Gaps Working Holiday School trips Summer expeditions Field Trips Dive expedition Why PoD? Volunteer hotels in brussels near shuman station Reviews Animal hotels in brussels near shuman station volunteer reviews Caribbean Wildlife Centre - Belize Bear Rescue - Cambodia Big 5 Wildlife Conservation - South Africa hotels in brussels near shuman station Cheetah Reintroduction - South Africa Elephant Care - South Africa Horse Rehabilitation - South Africa Monkey hotels in brussels near shuman station Rescue - South Africa Dog Cat Care - Thailand Elephant Care - Thailand Wildlife Rescue - Thailand Conservation volunteer reviews Caribbean Reef Conservation - Belize Amazon Conservation - Peru Marine Conservation - Thailand Community volunteer reviews Community Projects - Ghana Child Care volunteer reviews Caribbean Children's Home - Belize Orphanage Community - Cambodia Child Care, Sports Teaching - Nepal Orphanage - Peru Child Care - South Africa hotels in brussels near shuman station Orphanage - Thailand Orphanage - Vietnam Teaching volunteer reviews hotels in brussels near shuman station Summer English Camp - Thailand Teaching English Bangkok - Thailand Teaching English on an Island - Thailand Organisations we work with Apply Now FAQs Applying hotels in brussels near shuman station About the placement Costs, fundraising and payment Travel, insurance, medical Fundraising News About us Why PoD? Where the money goes PoD Charity Responsible Travel Policy Health Safety Meet the team Jobs at PoD PoD Rep Scheme Contact
If you are planning very last minute then some of our projects may be fully booked. You can also see project availability at the top of each project page so it is best to start by seeing what is shown as having space, you can start by seeing all of the volunteer projects we offer: www.podvolunteer.org/what-can-you-do-and-where.html
Some of our placements fill months in advance and have tight availability whilst others are more flexible and may have spaces. Contact us to ask us where we have placements. If you duration is limited this is also a consideration, many of our placements have a minimum duration requirement. Check out our short-term project page for placements between 1-4 weeks.
When we receive your application we will contact you and provide further information about the volunteer project including a full project information booklet so you can see what you need to prepare for. If you are unsure about which placement you are welcome to apply for two or three of your top volunteer prject choices. For childcare applications hotels in brussels near shuman station we will require a character reference and phone interview.
Many of our projects require immunisations for travel, if you do not have the recommend immunisations contact your travel nurse as soon as possible to arrange an appointment. Some courses take over 30 days so confirm with your nurse exactly how long it will take and when you would be able to travel so you can factor this into your planning.
hotels in brussels near shuman station Once you have been accepted, we will require the full project payment up front if you are booking with less than 8 weeks until your start date. Once we have received the payment we will contact the project to confirm your booking, only once we have heard back from them will we give you the go-ahead to book your flights.
There is no commitment by making an application, and when we receive your application we will contact you and provide further information about the project. We would also be very happy to give you a call to tell you more - just let us know your telephone number and when is a good time to reach you, or you can call us on 01242 250 901 (+44 1242 250 901 if outside the UK). Alternatively you can email us with any questions and we can answer them.
PoD has a Total Payment Protection Policy (topp) insurance policy to protect all monies that you have paid to PoD in relation to your trip. This meets all EU and UK travel regulations. In the unlikely event of PoD's failure hotels in brussels near shuman station before you travel you would be refunded your money.

1. Spain . The Aqua Montagut Hotel in the Costa Brava region has easy access to Santa Susanna beac

Smart travelers know that price comparison is the best way to score the best travel rates. After all, the more money we save, the more money we have for future trips. Another way to bargain shop for travel is picking up last-minute deals. And that s where  Directline Holidays  come in. This is one website philadelphia eagles football tickets that allows travel shoppers to pick out some pretty delicious bargains. A quick peek at this site will reveal a long list of last-minute, all-inclusive travel bargains, city and ski trips, UK flights, hotels and other travel services including travel insurance. philadelphia eagles football tickets And don t think these last minute deals are only a few days away. You can search philadelphia eagles football tickets months in advance philadelphia eagles football tickets to ensure for proper philadelphia eagles football tickets planning and often there are additional specials that make for excellent deals.
What type of vacations will you find on the site? We all have our dream travel destinations and as I was clicking through the site's pages going wild over some of the deals  I realized there are a lot of cool places I still want to visit. While this list is hardly exhaustive of the destinations on Directline Holidays, here are three destinations and hotels that I wouldn t mind exploring.
1.  Spain .  The Aqua Montagut philadelphia eagles football tickets Hotel in the Costa Brava region has easy access to Santa Susanna beach. Guest rooms are appointed with luxury in mind and the terrace s are furnished with table and chairs. But the best part is the hotel is family-friendly with a playground, billiards, video games, a large swimming pool and a second smaller pool for children. There are even onsite entertainment shows, dancing, contests and other interactive events including a (drum roll, please) kid's club program.
2.  Switzerland .  I stumbled upon the 1909 Sorell Hotel in Asora and after checking out the photos, I fell in love with the astounding views. Located in the centre of the village this hotel is only steps away from the town s cable cars and ski lifts. philadelphia eagles football tickets The onsite Orelli Cocktail Bar sounds pretty nice for enjoying a glass of wine, too. If you desire luxury, check out the dreamy Steigenberger Belvedere in Davos. This hotel was built in 1875 but today has all of the amenities any 5-star hotel should have. Think updated facilities, pool, whirlpool, gym, saunas philadelphia eagles football tickets and a steam bath and much more. Even the hotel s French restaurant Belvedere and the Romeo and Julia restaurant sound heavenly.
philadelphia eagles football tickets 3.  Majorcan.  The Sea Club Alcudia hotel in the resort of Alcudia is another family-friendly settings. The rooms are spacious and the facilities look  impressive. The resort has four outdoor swimming pools, a gym, Jacuzzi, solarium, sauna and on-site supermarket. This is another kid-friendly property philadelphia eagles football tickets with a kid's club, interactive guest entertainment program during the day and lively night entertainment.
Tip: Late deals/cancellation philadelphia eagles football tickets deals often allow people to save several hundred off their costs when booking so keep an eye out for some of the site s best rates to some of your dream travel locations. You might find some great bargains that you won t be able to resist.
This is a sponsored post. Directline Holidays paid The Vacation Gals to write about its family-friendly travel booking website, but we have always appreciated and used websites that offer fantastic travel rates.

pam w , ...absolutely _ WARNING it's raining everywhere in the Valais - STAY AWAY - KEEP OFF - this

Log in to snowHeads to make it MUCH better! Registration's totally free, of course, and makes snowHeads easier to use and to understand, gives better searching, filtering etc. as well as access to 'members only' forums, discounts and deals that U don't even know exist as a 'guest' user. (btw. 34,000 snowHeads already know all this, making rio hotel and casino snowHeads the biggest, most active community of snow-heads in the UK, so you'll be in good company)..... When you register, you get our free weekly(-ish) snow report by email.
It's rather good and not made up by tourist offices (or people that love the tourist office and want to marry it either)... We don't share your email address with anyone and we never send out any of those cheesy 'message from our partners' emails either. Anyway, snowHeads really is MUCH better when you're logged in - not least because you get to post your own messages complaining about things that annoy you like perhaps this banner which, incidentally, rio hotel and casino disappears when you log in :-)
pam w , ...absolutely _ WARNING it's raining everywhere in the Valais - STAY AWAY - KEEP OFF - this warning has nothing to do with the new fall of snow above 2000m and the empty pistes...it's just awful being on these wide open pistes with fresh on them....
I have no skin in the game but some of the deals on that site for Verbier (where I am sitting) are stunning.....the mountain has top to bottom 100% coverage, in fact the whole 4V has the same.......don't put people off for goodness sake, encourage them!
Either powderwhite are in a perilous financial position or they rip people off fiercely at peak periods based on the number of complete properties they have up for grabs. Challenge for most will be to find flights and tfrs sub �400 though.
but if you can't see your hand in front of your face..... I was all set to go skiing today, and the snow is great - but the visibility was terrible. Tomorrow rio hotel and casino looks good, but it's a flash in the pan. Looks like pretty solid cloud over the Easter weekend - not excluding rio hotel and casino Verbier, and only piddling amounts of snow.
The sunshine was too much for me last Easter and the snow was too heavy/sugary. We didn't even wear our apres ski boots. If it is too sunny I retreat inside in the mountain restaurants. Also hate having to take my jacket off if the weather is sunny as I keep so many things in my pockets
Jump to: Select a forum ANNOUNCING ---------------- snowNews How you can support snowHeads. Snow Snow Snow! ---------------- The Piste Off Piste snowBoarding snowSports Resort Reviews rio hotel and casino and Trip Reports Solo Skiers rio hotel and casino v Groups - Organising Trips snowEvents Bend ze Knees Ski Fitness, Exercise, Injury and Rehab Equipment Reviews/Questions Buy, Sell, Exchange - Ski Classifieds Chalets and Apartments Disability Snow Sport Apr�s Zone G is for Glossary rio hotel and casino Development ---------------- Suggestions / Requests & forum techie questions Archives ---------------- Lost and Found Ski Club of Great Britain To one side ---------------- secret Mountain Hideout rio hotel and casino snowShops

If you have to buy a baggage allowance, think really carefully about how many kilogrammes you ll nee

Follow the economic bad news for late deals . This year like last year that means Europe. Greece has been the happy hunting ground for bargain lovers in recent months. The most popular historic inns for sale islands are Rhodes historic inns for sale and Crete . The Peloponnese and Samos are also offering good value this summer. historic inns for sale Spain and Cyprus are worth a browse too, for wallet-friendly family holidays.
The pound is strong against the Euro making on-the-ground costs lower in the Eurozone. Stepping outside Euroland historic inns for sale is even more affordable. The resort areas of Egypt, such as Sharm el-Sheikh , are bouncing back after last year s turmoil (see Egypt revealing buried treasures to lure back tourists ).
Remember that package deals can offer the best value for money, although self-catering is a popular historic inns for sale option too (Majorca, the Algarve and the Costa Blanca in Spain are the three cheapest destinations in Europe for self-catering holidays ).
Be flexible and open to adventure . If your budget doesn t run to a villa in Tuscany this year, perhaps a resort with loads and loads of kids activities will allow you to laze by the pool for hours on end. Alternatively, cruises can be wonderlands for children with oodles of clubs and activities.
Arrange your holiday around a free festival and let the events occupy and entertain the children. There are good last-minute historic inns for sale deals on cottages in the UK (thanks to the washout British summer). Find a campsite or cheap self-catering accommodation nearby and capitalise on all the free stuff that s going on.
You can reduce historic inns for sale the cost of a last-minute holiday even further by playing around with flight times . The early-morning and late-night flights (midweek is always cheapest) might be unpopular with most families, but if you can cope, you can make savings. Just make sure that getting from the airport to your hotel or apartment will be possible at frankly unsociable hours.
For your flights , if you re putting together your own break, cost everything before you commit your cash . That includes check-in fees, baggage charges, in-flight meals and entertainment, priority boarding and credit and debit-card fees. Depending on the airline you fly with these will be included in the ticket historic inns for sale price.
If you have to buy a baggage allowance, think really carefully about how many kilogrammes you ll need. Pack as lightly as you possibly can , taking advantage of the (hopefully) free cabin baggage allowance. Even the littlest ones can be persuaded to drag their own suitcase or backpack on board, saving you a few pounds.
Cheapflights new holiday search engine has a whizzy Any Location option that returns the best deals departing last minute. Collective-buying websites such as Living Social and Groupon often have fantastic familycentric deals. But make sure you read the fine print very, very carefully before you whip out your credit card.
Content Manager at Cheapflights whose travel life can be best summed up as BC (before children) and PC (post children). We only travel during the school holidays so short-haul trips and staycations are our specialities!
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While Chancellor Angela Merkel's conservative Christian Democratic Union and the centre-left Social

The German government has for the first time declared its intention to buy armed drones, it was reported golfclub travel case Friday. Up until now, the German military has only used unmanned aircraft for reconnaissance and spying.
In a response to an official information request issued by the socialist golfclub travel case Left party and revealed to the magazine, the government said that armed unmanned golfclub travel case aircraft were "absolutely necessary for protection in sudden changes in certain situations."
Unlike unarmed drones, the aircraft could "quickly and precisely mount scaleable attacks" on recognized targets. "As well as this, the capability would provide enemy forces with a constant and for them unpredictable threat that would limit their ability to act."
While Chancellor Angela Merkel's conservative Christian Democratic Union and the centre-left Social Democratic Party both see the use of drones as acceptable, the Green party, The Left party and some members of the government's junior coalition partner the Free Democratic Party, all oppose the rapid expansion of drone warfare worldwide.
Who in the world are the Germans going to attack? I can see us Americans meddling golfclub travel case in every one horse, whistlestop, oil rich, nuke bomb wannabe s and corrupt murdering states in the world, but that does not mean that Germany should waste money to stoop to the United States level....unless we are just giving you guys these drones for fun.
These are not the first that Germany has bought. The last drones that the German armed forces bought are still sat in a hangar gathering dust as the LBA will not authorise pilot-less aircraft to be cruising golfclub travel case around the German skies. So far they have only done taxi tests and bunny hops down the runway. As someone who is under the arm of the LBA, I can tell you that things do not move any faster than a snail with arthritis. I can t see these drones doing anything different than the first....................
�Summer-time� is coming, but only in name. Clocks go forward an hour at 2 am on Sunday, depriving Germans of 60 minutes golfclub travel case of sleep but treating them to an extra hour to enjoy crunching through the snow on Easter Day.
A German golfclub travel case prison inmate armed with a knife held a member of staff hostage for much of Friday night before being overpowered by police. The 26-year-old woman he had been threatening was released unharmed.
The Olympic Council of Germany and the German Cycling Federation have welcomed professional cyclist Stefan Schumacher�s admission to doping and have called upon him to go into more detail about the practice.
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The government is being sensible of course with Putin acting up again and Iran close to a weapon. Yo

Although Foreign Minister Guido Westerwelle had put the removal of the 20 or so US nuclear warheads from Germany at the heart of his foreign policy aims, signs emerged two years ago that this might not be feasible.
Billions will be spent on modernising the bombs themselves, while the Bundeswehr is expected to spend around �250 million to keep its Tornado fighter jets � which would be used to drop the US nuclear bombs � serviceable until 2024.
In what it called an about-turn in German defence policy, the newspaper said the move was particularly painful for Westerwelle, who it noted had anchored the withdrawal of the US nukes from Germany in the 2009 coalition agreement.
Although many do not see the point of keeping the weapons in Germany, the paper said France, Turkey and eastern European states are keen to see them stay, while other countries want to see Russia reduce its tactical nuclear weapons arsenal first.
student hotels in london The Berliner Zeitung newspaper heard from military experts that the government had given up its position at the NATO summit in Chicago at the end of May, when Chancellor Angela Merkel and Westerwelle both assented to a joint declaration.
But although student hotels in london the foreign ministry still stresses that NATO is, in principle, working student hotels in london towards disarmament and control, Karl-Heinz Kamp, research director of the NATO Defence College in Rome, said there were several reasons why the Germans had to back down.
�Generally the euphoria about nuclear disarmament has dissipated,� he told the Frankfurter Rundschau . �And the relationship student hotels in london between Russia and the USA has cooled again. And with his public foray, Westerwelle did not make negotiations in NATO easier.�
�The modernisation of these weapons by the USA threatens to remove the strict distinction between tactical and strategic weapons,� said Gernot Erler, foreign affairs spokesman for the opposition Social Democratic Party (SPD).
student hotels in london Leadership means taking a stand first. If you wait until other make a move to disarm you will die waiting. Eliminate all nuclear weapons should be the goal. Who will start the elimination? How can you deny others from having them when you have them yourself? As for the threat from Iran, if Israel were to give up her nuclear weapons and stop the occupation, Iran would have no reason to arm. It s much like the Soviets and Americans. student hotels in london Build-up student hotels in london continued to match the other side. Who will take the lead?
The Cold War may be over but the threat of nuclear war is not. I am not much of a doom and gloom person but I still believe we are on a path of nuclear war. There are no leaders who will stop this crazy march. Does anyone stop to think of what life would be like for all of us in a post nuclear world. Its unfathomable, rule of law would be near absent. No one listens!
Nuclear weapons serve as a deterrent to those that would violate your sovereignty. You could never be certain that everyone would give up their nuclear student hotels in london arsenals. The amount of weaponry needs to be sufficient enough to threaten the opponent in a way that it would not even think of attacking.The only way a deterrent will work is that your opponent student hotels in london knows you can successfully deliver them and have the will if necessary to use them. or leave it all to fate or if you are a believer in Gods hands.
@ abemarch: that sounds like german logic talking. it is fantasy. please read raandy s comment if you want to know what is correct. not only could you not be certain that someone would give up their nuclear arsenals, you could not be certain that they would not later decide to secretly build, and you would make war between superpowers more likely student hotels in london with conventional weapons of war which are more than terrible enough.
Germany can influence or leave NATO. If being part of NATO is something student hotels in london that matters to Germany, then figure it out as a NATO issue. These weapons are under NATO administration. I just want the USA to stop spending student hotels in london so much money propping up Western Europe s military capability. Those nukes are a low-cost alternative to conventional weapons. Spending so much USA taxpayer-money on external defenses where significant parts of the external population student hotels in london DON T WANT HELP is a ridiculous vestige to the cold war.
Beachrider; Nuclear Weapons, 1 or 200 are extremely expensive. The infrastructure need to support these systems in expensive, and much of it is not visible at first blush. First and foremost the weapons must be under positive control, and most of the cost of the weapon are associated with this activity. The majority of the cost associated with the weapons are the physical security, student hotels in london security training, student hotels in london security audits, command and control systems, weapon preventative maintenance, and finally specialized technical support activities, in addition to training that the operational crew training, security clearance maintenance and the list goes on. I would guess that if NATO did not have nuclear weapons in Europe DOD support cost associated with NATO could be significantly reduced. These are weapons that wait on the shelf with a limited student hotels in london shelf life, they slowly rot. They have to be periodically recycled back to the various weapons depots to be refreshed, and the costs associated with that process is not cheap. Under NATO administration is misleading, since even SACEUR cannot release the weapons with out the President of the United States Authorization.
I agree with delvek. In probably student hotels in london a few short years Germany is going to send those weapons home to the U.S. if you get my drift. How else could anyone stop the coming race-riots/civil war that is coming to America? As for the weapons rotting, Germany has plenty of nuclear weapons student hotels in london know-how student hotels in london and even currently manufactures components.
@nemo, I didn t say that they were CHEAP. I just said that they were cheaper than conventional alternatives. Notwithstanding your guesses. There are many documents that show that a large conventional deterrent is MUCH MORE cost than the nuclear stuff. As to rot, conventional stuff rots as well. While it is true that NATO doesn t release weapons without clearance, the President-alone cannot authorize release of NATO weapons on German soil. If you want them out, do it through NATO. The presence of ANY asset in NATO is cleared with the local national government. If you leave NATO, we will go away. (PLEASE LEAVE NATO!, it saves me tax dollars!)
The government is being sensible of course with Putin acting up again and Iran close to a weapon. You don t want to swim in the same ocean with these sharks without a good set of your own teeth. This is a perfect example of a foreign agent infecting the comments section of this webpage with blatant student hotels in london propaganda. I wonder what country pays this contributor s salary? Is it Israel or is it their co-opted administration in the United States of America? Hmmmm.... ...and it s not like this troll s attack on a reasonable exchange of ideas is an isolated incident...
From outside Germany, it is clear Germans do not have any control or say so, on issues of this calibre. IMHO, Germans lost that authority when the were occupied, and had new laws/constitutions forced upon them by their occupiers. If Germans really think Russia or Iran is a threat to them, clearly student hotels in london the most intelligent Germans were lost during WW 2 and only the un-intelligent remain today. Why is Germany even in NATO at all?
What is sad about this is that we are closing the nuclear power plants which provide clean energy with no green house emissions but keeping twenty bombs here whose only purpose is to kill people. If I had to choose between the two I would reverse it. But I guess life is not so easy as that.
When the bombs would sleep in Germany, it would keep convincing public that Germany as well as Europe is under threat which might turn out to be, more of a hallucination. In every ones mind, Russian reference usually follows which makes it a simple calculus. Would America or the Germans tell Angela Merkel and her Minister in pain the reality of this bogie and the direction student hotels in london of actual threat to Germans and possibly Europe. Nay is the answer.
�Summer-time� is coming, but only in name. Clocks go forward an hour at 2 am on Sunday, depriving Germans of 60 minutes of sleep but treating them to an extra hour to enjoy crunching through the snow on Easter Day.
A German prison inmate armed with a knife held a member of staff hostage for much of Friday night before being overpowered by police. The 26-year-old woman he had been threatening was released unharmed.
The Olympic Council student hotels in london of Germany and the German Cycling Federation have welcomed professional cyclist Stefan Schumacher�s admission to doping and have called upon him to go into more detail about the practice.
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Flood channel, school yard and under the bridge : A city tour of Dresden student hotels in london s street art Changes student hotels in london in urban architecture, swiftly abandoned factories, and spaces between student hotels in london buildings were among the catalysts that drove Dresden s flourishing street-art scene....
The subject of exile is experiencing a renaissance . An interview with Sylvia Asmus The Director of the German Exile Archive 1933 1945 speaks about the state of German exile research and new projects on Brazil as a place of exile in the 2013/2014 German Year in Brazil....

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The judicial branch. The US Supreme Court was a surprise favorite. It had the least visitors I mean,

The visit had more than an educational objective. Earlier this year, while I was in the nation s capital, I met a representative from Destination DC and was invited to return as a tourist. Also, I ve been working with Homewood Suites on a project more details on that soon and an opportunity came up to visit its properties in Washington and Silver Spring, Md.
The legislative hotels niagara falls ontario branch. The U.S. Capitol Visitor Center has an impressive site and the new underground center is pretty spectacular a kind of temple to Congress filled with statues and paintings and solemn-faced guides.
We reserved five tickets online and showed up at our appointed time, were shown a brief film, E Pluribus Unum (seriously, that s the title) hotels niagara falls ontario and then hoarded into the Capitol hotels niagara falls ontario building with hundreds of other tourists. We never saw a legislator, aide, lobbyist or got anywhere near the Senate or House galleries, where we could have watched the legislatures in session. Turns out we needed special passes for those.
All in all, the kids were disappointed by the U.S. Capitol. It came across as inaccessible and a little self-important. I tried to explain that the real action took place in the less ornate office buildings across the street where staffers toiled in relative anonymity to make laws. That s the Congress I know, and I wish I could have shown my family.
The executive branch. Want to get a tour of the White House? Better plan ahead by asking your Congressional representative for passes. We didn t plan, so the closest we got to the presidential residence was the fence on the front lawn. How unfortunate.
Maybe we should have rented a season of The West Wing or Independence Day . Just as we walked away, we saw the president s motorcade speed past us. The kids were not impressed. Too loud! said my daughter, annoyed with the blaring sirens. There goes a future White House intern!
The judicial branch. The US Supreme Court was a surprise favorite. It had the least visitors I mean, who would want to visit a court on their vacation? but it was by far the friendliest and most accessible. Want a tour? Step right into the chambers for an enlightening lecture about the high court. The exhibits were unpretentious and informative.
Aren, Iden and Erysse were delighted to find out that they were qualified to serve on the court. Technically, there are no qualifications to serve on the court you just have to be nominated by the president and confirmed by the Senate. The woman at the gift shop went out of her way to help Aren find a postcard. Wouldn t surprise me at all if he decided to go to law school after seeing the court. I better get a real job.
Sounds like our trip to Mt. Rushmore. The boys 3 and 5 were more interested in getting back in the car to watch SpongeBob DVD s. They will appreciate it some day and they will remember. And your kids will too.
I completely agree with your assessment of D.C. My husband and I took a weekend hotels niagara falls ontario trip there for our anniversary in April and decided to go to all the monuments, museums, etc. that we didn t get the chance to see as kids. The Supreme Court was at the top of our list, and after spending hotels niagara falls ontario about 1.5 hrs. there, it was probably the highlight of our trip!
Gotta plan ahead next time. The Capitol is very accessible hotels niagara falls ontario if you know the right resources hotels niagara falls ontario to utilize. Next time call your representative/senator, and he or she can not only give you House or senate gallery passes, but can also give you a staff-led tour.
I am sure that even if they will note be able to memorize hotels niagara falls ontario the wording of the expereince,they will carry with them the impact for years.Still .why in the middle of summer when half of the planet is there also???
The Washington D.C is a beautiful place and the capital of the country to explore and discover new things and buildings. There are so many federal and legislative buildings are there to see and it is a good informative place for kids.
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The cost for the trip is $369 and includes transportation, 3 nights lodging, 3 breakfasts, 3 dinners

You'll want to join us from October 11-14 when we travel by motorcoach (video and restroom equipped) to Washington DC and spend two full days with a guide touring many of the significant sights in our nation s capital. Some of the places we expect to visit include Capital Hill, Embassy Row, the Smithsonian, the new Martin Luther King, Jr. Memorial, the World War II Memorial, the Korean War Memorial, the Vietnam War Memorial and more . Temperatures should be quite comfortable national car rental cancun in mid-October for getting off the bus and exploring these remarkable, meaningful and inspiring sites.
Diamond tours will provide the tour. During our research we've heard very good reviews about the quality of their tours, the hotels and the food. You are encouraged to make your reservation early ; not only because there are only 50 seats on the bus, but also so we can submit a request for the White House and Capital building tours before the limited number of available national car rental cancun spots are taken.
The cost for the trip is $369 and includes transportation, national car rental cancun 3 nights lodging, 3 breakfasts, 3 dinners, and gratuities. Your family and friends are invited to come along, too. We want to see you on the bus!

Denver, CO (May 10): He will attend the Consul-General s Reception. According to reports, Olympians

The redheaded royal will be making the rounds stateside from May 9-15, making stops in Colorado Springs, Washington D.C., Denver, New York, New Jersey, and Connecticut. Here s a look at how his itinerary is shaping up:
Washington D.C (May 9-10): Harry will tour an exhibition tropicana hotel and casino atlantic city on landmine clearance on Capitol Hill and attend tropicana hotel and casino atlantic city a dinner tropicana hotel and casino atlantic city and reception at the British Ambassador's residence. The following day, he will visit Arlington National Cemetery and the Walter Reed National Military Medical Center, before heading over to Colorado for the next leg of his trip.
Denver, CO (May 10): He will attend the Consul-General s Reception. According to reports, Olympians from the London 2012 games may be in attendance, though no word on whether the Prince s old buddy Ryan Lochte will be one of them.
New York City (May 14): The royal s appearances will include a baseball NOT billiards game in support of the Royal Foundation of the Duke and Duchess of Cambridge and Prince Harry, an event to promote the GREAT campaign , and a reception and dinner for American friends of the Royal Foundation. Our invitation must ve gotten tropicana hotel and casino atlantic city lost in the mail.
Lady Gaga Has Early Birthday Dinner With Taylor Kinney; Shows Off Louis Vuitton Wheelchair [E! News] For Your Viewing Pleasure: All Of The Prada Candy Videos, All In One Place [Fashionologie] Naeem Khan On Dressing The FLOTUS And India's Future In Luxury [Fashionista] The Babes Of Guess Show Off Their Ultra-Glam HQ [Refinery29] tropicana hotel and casino atlantic city Bernard Arnault Is A Knight Now [The Cut] David LaChapelle Gets Sued By Former Lover For $75 Million [Fashion Week Daily]

As someone who just bought a house in the DC area, she is totally right. Find an agent you 100% trus

Nestled in Washington, xian china one day tour D.C., Sara Azani s gorgeous condo is a stylish blend of modern luxury and rustic charm. Vintage-inspired pieces—like a cozy blue sofa with nailhead trim and dining table made from reclaimed wood—exude warmth. Embracing the crisp white space in her home, Sara uses it as a blank canvas, adding splashes xian china one day tour of color and texture through rich rugs, bold pillows, and elegant gold and silver accessories. Although it all looks super-luxe, xian china one day tour as the woman behind High Fashion 4 Less —a blog focusing on fashion-forward style on a budget—Sara s design aesthetic reflects her sentiment that style should not be a privilege.
Sara transformed her condo into a place where form, function, and style meet. As a Sustainability Consultant, she works from home, and her lovely abode is both an office and space for entertaining friends—essential in maintaining work-life balance. Sara s smart and thrifty aesthetic is evident; she patiently spent two years fully decorating her home, discovering high-quality yet affordable pieces from HomeGoods, local vintage shops, estate sales, and even Craigslist. We re thrilled that Sara has opened her doors of her home to The Everygirl as she shares her inspirations and tips on styling with intelligence.
Right out of college, I worked as a Real Estate Sales Representative for Ryan Homes. I was managing new home sales for a townhome community. I won rookie of the year while working at Ryan Homes and sold over $13 million worth of new homes in two years. After two years of working every weekend, I decided that it was time to actually live my life. The idea of working a 9-to-5 job and also pursuing my masters was more appealing to me. After interviewing with a number of consulting firms, Booz Allen proved to be a great fit. They value a work-life xian china one day tour balance xian china one day tour so that gives me time to pursue other passions and hobbies of mine, like fashion and home décor.
The environment has always been a huge part of my life. The concept of reuse and recycle is one everyone should adopt. My previous experience in Real Estate took me out of my comfort zone. I was always a shy person, so the idea of speaking to strangers that would come into the model homes was intimidating. After a few months, I was able to come out of my shell and become more outgoing. At my current consulting job, I do a lot of client presentations and debriefs, so it s no time to be shy.
I work from home, so every day is pretty different for me. Typically, I start my mornings around 9/9:30 (I am definitely not a morning person) with some coffee and  The Washington Post . Then, I spend an hour or so responding to work e-mails and scheduling client conference calls. During xian china one day tour lunch, I head to the gym for Body Pump or Pilates. Then I come home, make lunch, and continue working on client work. I always take small breaks to check up on the blogging world (tweet, post a picture on Instagram, read unread posts on Bloglovin ) and also do some home searches for my real estate clients. After work, I usually meet up with friends xian china one day tour for dinner/happy hour or I invite them over and cook dinner. xian china one day tour I'm all about cooking quick and healthy meals! Lately xian china one day tour I have been obsessed with the blog  Cook Smart  and the meal plans they offer.
I started my blog over three years ago and was truly inspired by my family and friends to do so. I always had a lot of people asking me who I was wearing or how much I bought the item for. I decided it was time to share my bargain shopping secrets xian china one day tour with the public and also provide tips for readers on how to style a fashionable look on an affordable budget. I never believe in overpaying for something. Part of the thrill xian china one day tour of shopping for me is finding an amazing deal! I am a huge fan of stores like HomeGoods, T.J.Maxx, Marshalls, Loehmann's, and Nordstrom Rack, and I often turn to those retailers for affordable, high quality pieces.
My condo now was previously owned by a good friend of mine. He is a real estate developer in the Washington D.C. area. When I visited his place a few years back, I instantly xian china one day tour fell in love. I told him that I was considering moving from Rockville, MD to Washington D.C. and when I did, that he would have to help me find a place exactly like his! He said he would, and I thought nothing of it. A few months later, he told me had found the perfect place for me; Little did I know that it was his actual place since he was recently engaged and getting ready to move into a bigger place. I was ecstatic and the negotiations in price began right away. ☺ I had lived in a studio for five years, so I knew that I wanted a one-bedroom so I could have a separate space for entertaining. That is probably one of the most important things I looked for.
Find a good real estate agent! xian china one day tour There are so many agents out there that do not always have the best interest of their clients at heart. I would also advise them to save save save! Rather than spending money on depreciating assets, focus on building a savings so you can make an investment that will have a high return.
In the beginning, I found myself rushing the process and buying items that I wasn't truly in love with. It took me a total of two years to fully decorate my home. I decided to take my time and not hurry the process.
The least favorite thing about my home is that it does not have an open kitchen. I love entertaining xian china one day tour and having friends over so an open kitchen would have been a better set up and more conducive to socializing.
You re a self-proclaimed bargain shopper and are best known for showing readers that high fashion looks are attainable on a low budget. How does this translate into the way you style and decorate your home? How do you define your decorating style? What are your sources of inspiration?
My decorating style is rustic-chic. I love mixing rustic, vintage, and modern pieces. I am mildly obsessed with HomeGoods so that definitely played a large role in helping me stay on a budget. The store also served as a big source of inspiration for my home. I was recently chosen to be a blogger for the new HomeGoods blog launching in the spring—a total dream come true! I am beyond thrilled and can't wait to provide readers with some great inspiration and home décor tips. I also turn to the sites Design Sponge , The Little Green Notebook , and MadeByGirl for more home décor inspiration.
Be patient. It's so easy to want to rush the process and get everything done at once. If you're patient, you can score some pretty awesome deals. Go to Goodwill stores, estate sales, garage sales, and most importantly, HomeGoods.
My dining room table. I had been looking for a rustic wood table for some time so as soon as I spotted one at a local D.C. store, Miss Pixies, I immediately fell in love. The table was made from reclaimed wood from an old barnyard so it had so much charm and character. Since my condo is very modern, I wanted to incorporate a more vintage and rustic piece into my home.
Bed linens. You spend the most time in your bed so splurging on linens that will last and help you sleep better at night is worth the investment. One piece I recommend xian china one day tour saving on is your couch. There are so many amazing couch options on Craigslist, too. Some of them are in tip-top condition while others might just need to be re-upholstered. To me, the two most important things about a sofa are comfort and shape.
The biggest challenge that I have encountered through the design process is that everyone has an opinion. xian china one day tour I would buy pieces that my parents or sister were not too fond of but now the pieces that I went with are my favorite ones. While it's nice to get a second opinion, go with your gut, you are the one living xian china one day tour in that space, xian china one day tour not them.
I love having a blank slate to work with. What's great is that I always have the option of adding xian china one day tour splashes of color through xian china one day tour various accent pieces that are not a permanent fix. I love the white, crisp, sleek look of my white walls, xian china one day tour and if I want to make it feel cozier, I add color and texture. Since my style is constantly evolving, I don't like making any permanent changes.
I am big on working with neutrals and whites as my base. When you have a neutral base, you can work with more colors. I try to keep the colors in the same family, whether it's golds, xian china one day tour blues, or reds. The trick is to not use more than three to four colors in your home. You don't want to have more than a few focal points of prints and colors because then visitors xian china one day tour will just get lost in the colors. You should only have a few pieces that stand out and complement the base colors of your home décor.
Travel. Travel. Travel. Traveling has been such a huge part of my life but I still wish I would have traveled more when I was younger. Sophomore year of college, I studied abroad in Madrid, Spain and lived with a host family and was able to travel some. I highly recommend getting out of your comfort zone once in a while because it makes you grow and evolve as an individual.
As someone who just bought a house in the DC area, she is totally right. Find an agent you 100% trust or be prepared to be pushy and occasionally rude to get the agent you have to understand your wants.
Sara s place is cozy, spectacular, and chic all at the same time. Having our girl happy hours there is always a treat! She s got an eye for decor and a big, wonderful heart! Love this feature. Well deserved!!!!
I love Sara s beautiful home and her blank slate method of design.  As a senior at UMD graduating with a BS in Environmental Science and Sustainability in May, I m curious whether she is willing to give advice on working in the sustainability field?
Thank you, Sara!  I appreciate your response.  I have a few internships under my belt and am really interested in consulting.  Is there a way, if you don t mind, I could contact you to ask a few more questions?
Gorgeous home Sara! I love both your fashion and home style . . . and of course, you have very good taste in food sites too. Thanks for the shout out to Cook Smarts. We re really glad y