If you’re planning a trip and you’re a member of the AARP, check out the AARP Travel Center (www.exp

Words like frugal, penny-pincher, tightwad and cheapskate used to be considered insulting. Now it's smart, maybe even hip, to quote Benjamin Franklin's wise words: "A penny saved is a penny earned.''
Are you in good health, with an extra room or extra space in your house? To reduce expenses and gain companionship, consider renting a room to someone else in your age range. If you don't know the person you are renting to, you will need to take precautions such as background check, references, security deposit, etc. Check with your municipality and consult a lawyer.
A Bulletin survey found that 32 percent of people over age 50 are living with their parents, their adult children or both. Another 15 percent say it's "likely" that they'll begin living with parents or children in the next year.
But that's not an option for everybody. Sandra Chaite-Batty, director of housing vanguard rental car for Fairport Baptist Homes, says there are a wide variety of living options for seniors of all incomes on and off their campus, from patio homes and townhouse apartments to studios, vanguard rental car one-bedroom apartments, vanguard rental car and even a cooperative living arrangement where residents have a private bedroom, but share bathrooms and common living areas. Residents have access to many services, yard, snow and 24-hour emergency maintenance, some transportation, and meals if they want to pay a little extra. There are several housing options, some of which can be priced according to income, according to Chaite-Batty.
Shopping at secondhand/thrift stores and consignment shops can also trim hundreds of dollars from your annual clothing tab. Prices tend to be higher at consignment shops but the clothing and accessories are of higher vanguard rental car quality, too.
You will find consignment shops from one side of Monroe County to the other. To the east, there's Second Time Around on West Main Street in Webster, and to the west, there's Next to New on Union Street in Spencerport. Find a location nearest vanguard rental car you. While you're there, browse the racks for considerable savings on well-known labels as Chicos, J.Jill, Talbots, Ann Taylor, BCBG, Flax and others.
Want to make some money and gain space in your closets? Purge your closets vanguard rental car of clothes you no longer wear and sell gently worn, well-cared-for pieces at a consignment shop. Due to space limitations and shopper preferences, shops are selective about what they take in. Most shops charge an administration fee, and the consignor receives a percentage of the selling price.
Whether you're looking to buy or sell clothing, don't forget the online marketplace. Check out the previously worn fashions at sites like eBay and Craigslist and put some of your own castoffs up for sale.Or just browse. Window-shopping doesn't cost a cent.
For good buys and good health, eat seasonal and local and become a fixture at your farmers' market. In season, there are dozens of markets in Central New York. Know when your favorite fruits and vegetables come into season and buy at the height of the season.
When every vendor has blueberries, bell peppers and sweet corn, there are deals to be had. Buy big (three dozen ears of corn, for instance) and ask for a discount. Shop at the end of the day, when vendors might reduce prices so they don't have to cart their goods home.
We've got the No. 1 market in the nation right in our back yard. Voted No. 1 market in its class by the American Farmland Trust this year, the Rochester Public Market is open year round from 6 a.m. to 1 p.m. on Tuesdays and Thursdays vanguard rental car and from 5 a.m. to 3 p.m. on Saturdays. It's located at 280 Union St. Call 428-6907 for information.
Support a local farmer and save on produce by buying a CSA (community supported agriculture) share. Maxwell Creek Farm Share is a community-supported agriculture farm in Sodus. In return for an annual membership fee to cover the production costs of the farm, CSA members receive a weekly share of 30 main harvest crops, seasonal fruit/berries vanguard rental car and culinary herbs during the growing season. A share this year cost $525 for 13 weeks, which is estimated to feed two people. For $100 less you can pick it up at a pre-approved location, vanguard rental car and if you're vanguard rental car willing to drive the 30 miles to Sodus and pick it up each week, a season of produce vanguard rental car will cost you $350. A share for four is even cheaper, so split the cost with your family or a neighbor.
It's too late for a Maxwell vanguard rental car Creek share this year, but not too early to think about next year. For more information, go to www.maxwellcreekfarmshare.com. For more information on other community/CSA farms in Central New York, go to www.localharvest.org.
How about dinner at home—prepared from scratch, by you—and a movie from the library? The Monroe County Library System has dozens of branches and thousands of titles including recent movie releases and current TV fare like "Dexter" and "Mad Men." The waiting list and wait time can be long, so it could pay to check out what's available by going on its online catalog at www3.libraryweb.org, and if you see something you really want, call your local branch. They can put the item on hold for you when it becomes available or order it from a different branch for a small 50-cent fee. They'll call you when it's in.
You will find great meal deals in your mailbox in the Val-Pak and Super Saver which gets mailed to most households in Monroe County. You can also go online and check out those coupons, or sign up for Groupon.com or Restaurant.com vanguard rental car for special deals on local restaurants and more.
A number of senior vanguard rental car centers in Rochester's suburbs offer day trips and overnight excursions for residents and the general public. Check out your area's recreation brochure and you'll probably notice a special section designated to trips and activities aimed specifically toward adults 50 and over. Penfield
If you're vanguard rental car planning a trip and you're a member of the AARP, check out the AARP Travel Center (www.expedia-aarp.com; 800-675-4318) for information on domestic and international packages, cruises, flights, hotels and more.
• Travel by train: Older train riders get discounts in the U.S. and Canada. Amtrak (www.amtrak.com) cuts 15 percent off most fares for riders 62 or older; Rail Canada (www.trainweb.com/travel/canada.html) offers 10 percent off the full adult fare for travelers over 60.
•  Drive for free: Sign up at www.autodriveaway.com for cars that need to be relocated. The only fee is a $350 refundable deposit, and the first tank of gas is free. Also: Ask rental car companies about one-way deals to relocate vanguard rental car their vehicles.
•  Meet and greet: Global Greeter Network offers free sightseeing excursions in select cities, hosted by volunteers with insider knowledge vanguard rental car and information to share. Participating cities include New York City, Chicago, Houston and Toronto. For information, go to www.globalgreeternetwork.info
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