воскресенье, 9 июня 2013 г.

Insure.com commissioned Quadrant Information Services to provide average auto insurance rates for 20


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In a remarkable upset this year, minivans are no longer the go-to vehicles for the best car insurance rates. In the past, minivans have dominated our annual rankings of the least expensive vehicles to insure, but in the 2013 model year, crossovers and SUVs have taken control of the top 20, including models from Ford, Jeep, Kia and Hyundai.
The SUV is the new minivan, says Russ Rader, spokesperson for the Insurance Institute for Highway Safety, which performs crash tests on vehicles. These are vehicles used largely by families. They're car rental price comparison going to the mall, taking kids to school and driving to sports practices on the weekends. They're not getting into a lot of crashes.
Mercedes-Benz drivers must have worked hard in the past year to increase insurance claims costs and thus their auto insurance rates. Mercedes car rental price comparison models control half the list of the 20 most expensive vehicles to insure for 2013 models.
The 12-cylinder Mercedes-Benz CL600 coupe earns the unenviable top spot for the highest national average car insurance rates. AutoTrader.com notes the car s blistering acceleration . The next sounds you hear may be squealing brakes and cracking metal: Expensive claims have propelled the CL600 s rates.
People just don t think about it, says Michelle Rupp, an independent agent with NRG Insurance in Seattle. She estimates that only about 20 percent car rental price comparison of car buyers will research the auto insurance rates of a vehicle before they buy it. If they re really watching dollars and cents, they need to do that, she says.
But over her 30 years of experience as an agent, it gets worse, laments Rupp. Consumers who diligently research invoice price, fuel efficiency and how to negotiate at a dealership will overlook auto insurance costs.
Insure.com commissioned Quadrant Information Services to provide average auto insurance rates for 2013 models. Averages were calculated using data from six large carriers (Allstate, car rental price comparison Farmers, GEICO, Nationwide, Progressive and State Farm) in 10 ZIP codes per state. Not all models were available, especially exotic cars.
Averages are based on insurance for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 car rental price comparison for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage. Average rates are for comparative purposes. Your own rate will depend on personal factors.
I am constantly asking myself WHY girls let boyfriends drive their cars. Letting the BF drive the mother s car is even worse. No good can come of it they will crash and the rates will go up for the owner...

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